Role Purpose
The Manager of Treasury & Credit Management is responsible for optimizing the company’s liquidity position and managing the credit risk profile of our customer portfolio. This role ensures we have the cash necessary to meet operational needs while proactively mitigating financial risk through rigorous credit analysis and strategic collections oversight.
Key Responsibilities:
- Cash Management: Monitor daily cash positions, coordinate bank transfers, and ensure adequate funding for operational requirements across all entities.
- Liquidity Forecasting: Develop and maintain short- and long-term cash flow forecasts to support strategic decision-making and debt-service planning.
- Credit Risk Assessment: Evaluate the creditworthiness of new and existing customers using financial statements, credit reports, and payment history to establish appropriate credit limits.
- Debt & Investment Administration: Assist in managing debt compliance, including interest payments, covenant tracking, and reporting for credit facilities.
- Banking Relations: Serve as the primary point of contact for banking partners to manage portal access, fee analysis, and the implementation of new banking products.
- Collections Strategy: Partner with the AR team to review aging reports and address high-risk accounts to minimize Days Sales Outstanding (DSO) and Bad Debt.
Qualifications:
- 4+ years of experience in Corporate Treasury, Credit Analysis, or Commercial Banking.
- Bachelor’s degree in Finance, Accounting, or Economics.
- CTP (Certified Treasury Professional) or CCRA (Certified Credit & Risk Analyst) designation is highly preferred.
- Strong proficiency in financial modeling and the ability to interpret complex balance sheets and cash flow statements.
- Experience with Treasury Management Systems (TMS), bank portals, and ERP credit modules (e.g., SAP, NetSuite, or HighRadius).
- Ability to negotiate credit terms firmly but professionally with external customers and internal sales stakeholders.
